401k Limits 2025 Married Filing Jointly

401k Limits 2025 Married Filing Jointly. In 2025, individuals can contribute up to $4,300 (up from $4,150), while families can contribute $8,550. Phaseout ranges for active participants in employer.

For heads of household, it will be $59,250 in 2025 (up from $57,375. Finally, the income limit for the saver’s credit, a nonrefundable tax credit worth up to $1,000 ($2,000 if married filing jointly) for taxpayers who contribute to a retirement account is.